Find your car.
Keep your freedom.
A payment you can make isn’t always a car you can afford.
Start with your income. Put the numbers in your corner.
Down paymentAt least 20% of the total price
Loan lengthNo longer than 60 months
Payment limitAt most 10% of take-home income
Maximum total purchase price, including all taxes and fees
See the whole picture
Payment + the other monthly costs you entered
A smaller payment. A bigger bill?
Compare the same total purchase price, down payment, and APR across loan terms.
| Loan term | Monthly payment | Total interest | 20/5/10 check |
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See this car in your monthly plan.
Income and ownership costs sync automatically. Review the proposed loan payment before applying it to your plan.
Your money.
Your monthly plan.
Give your income a job. Keep room for what matters.
Build your monthly plan
Unallocated income after planned spending and saving
Car scenario
Use the car calculator, then choose “Review in my monthly plan.”
This updates your dedicated car-payment row. Ownership costs are already shared. Remove any duplicate car amounts from Needs or Debt yourself. Your down payment is a one-time cash need and is not included in monthly totals.
Your plan stays yours.
Plans save to your account so you can return on another device. Check the save status before leaving. There are no bank connections or automatic spreadsheet updates.